FRIDAY, MARCH 24, 2023
Motorcycle insurance is essential. Accidents occur out of nowhere, often leading to expensive repair costs and increased insurance rates. Before riding your motorcycle, consider some critical tips to help avoid accidents and keep insurance costs low.
Tips for the Cost-Conscious Motorcycle Rider
Before operating your bike on the road, taking some necessary precautions is essential. The following tips may help reduce high accident-related costs and save on insurance rates:
- Take a training course. After getting your license, learning more about motorcycle safety is crucial. Taking a motorcycle training course can help prepare you for possible scenarios on the road.
- Follow basic traffic laws. Although it may seem obvious, reckless driving can lead to severe accidents and injuries. Following traffic laws can help prevent accidents and help ensure the safety of you and those you share the roads with.
- Be visible. Motorcycle accidents often occur because drivers can’t see bikes coming. Staying out of blind spots and maintaining a safe distance between you and other vehicles can help increase visibility and reduce your chances of an accident.
- Wear safety gear. Helmets and protective clothing are crucial for motorcycle owners. If an accident occurs and you’re not wearing sufficient protection, you may experience significant injuries and be forced to cover hefty medical expenses.
- Watch the weather. Consider waiting to ride your motorcycle until the weather clears up if a storm is approaching. Wet roads can reduce traction and may prevent your bike from operating correctly.
As a motorcycle owner, driving safely and carefully is vital. It can help ensure your safety and keep costs low. The above tips may help reduce your chances of experiencing hefty accident costs or high insurance rates.
Do I Need Motorcycle Insurance?
In Illinois, drivers must carry bodily injury and property damage liability insurance. Additionally, liability insurance policies in Illinois automatically come with the mandated minimums for uninsured motorist coverage for bodily injury or death. However, if an accident occurs that isn’t covered by your policy, you may be forced to cover high accident-related costs. Carrying sufficient coverage can be excellent financial protection from motorcycle accidents. Even the safest riders can be involved in accidents.
Learn More
If you are a motorcycle owner near Oak Lawn, Illinois, the experienced and dedicated agents at Buschbach Insurance Agency can assist you in learning more about motorcycle insurance policies to help you learn about sufficient coverage and keeping costs low.
Contact our agency today at 708-423-2350 for additional information on motorcycle operating tips.
This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.
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