Tuesday, April 7, 2020Restaurants face a various amount of risks, both inside and out. Liability is a huge issue when it comes to restaurants, as slips, falls and burns are not only likely, but common. Some of the most dangerous threats facing restaurants may come from the outside, however. READ MORE >>
Tuesday, March 17, 2020With nearly everything held online these days, cyber attacks have become one of the biggest fears of companies in charge of sensitive information. Ransomware is a malicious software that can block access to certain information. Hackers typically use this software to hold computer systems and data hostage until a certain amount of money is paid. READ MORE >>
Monday, March 2, 2020A business owners policy (BOP) is designed to help small business owners save money, but it’s not always cheap. While you save more by bundling, there may be factors affecting the cost of your BOP that you aren’t even aware of. READ MORE >>
Wednesday, February 26, 2020Accidents happen all the time in restaurants. The floors are slippery from spilled drinks or food, and if not picked up in time, it could cause a bad injury. It’s crucial to take precautions when it comes to restaurant safety, but even those precautions aren’t always able to prevent an accident. READ MORE >>
Wednesday, February 26, 2020General liability is an important insurance that every business, large or small, needs for protection. This insurance provides compensation for bodily injury and property damage and can even help with legal expenses if a victim decides to sue the company for either of these incidents. READ MORE >>
Monday, January 27, 2020Few things are more confusing than insurance. When searching for the perfect policy for your business, it’s easy to fall into a lot of traps and pitfalls. Instead of getting frustrated and signing onto a policy that may not provide the right amount of coverage, it’s important to understand what business insurance offers and what coverage you need. READ MORE >>
Thursday, January 23, 2020Say you drive a lot for your work. Your company has commercial auto insurance for work vehicles, so do you even need personal car insurance? In short, yes. You still need personal car insurance. Commercial car insurance provides a limited amount of insurance that only covers vehicles owned by the company. READ MORE >>
Monday, December 30, 2019Restaurants face a lot of risks when it comes to liability. Serving food and alcohol presents danger in many ways, from food poisoning to drunk drivers causing an accident. That’s why it’s so important for restaurants to have the right insurance. But do bartenders also need insurance? READ MORE >>
Monday, December 30, 2019Say you have a bad accident at work and you’re unable to perform your duties. You apply for a workers’ compensation claim, which is awarded by your employer’s insurance. You may be getting benefits from workers’ compensation, but you’re still unable to work. READ MORE >>
Monday, November 18, 2019Your business insurance policy may cover stolen cash up to a certain limit, but on a basic policy, these limits are generally not going to be very high. This is for a number of reasons, but two above all: Moral hazard. That is, it's far too easy for someone to steal cash from their own register and file a false claim. READ MORE >>
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