Monday, October 5, 2020 The Benefit of Restaurant Liability Insurance The primary function of your restaurant is customer service. Satisfying a hungry stomach is the thing that keeps your doors open and customers coming back time after time. Of course, you want to do all you can to serve them a quality product without fail. READ MORE >>
Thursday, August 13, 2020 Opening a restaurant is a huge undertaking. You’ll need a business plan, funds, staff, a physical location and more. One of the often-overlooked necessities, however, is insurance. Insurance requirements are generally determined by the state. READ MORE >>
Monday, December 30, 2019Restaurants face a lot of risks when it comes to liability. Serving food and alcohol presents danger in many ways, from food poisoning to drunk drivers causing an accident. That’s why it’s so important for restaurants to have the right insurance. But do bartenders also need insurance? READ MORE >>
Thursday, June 20, 2019Should any of the items in your restaurant sustain damage, that might mean a loss to the business. However, which of your restaurant insurance policies applies to the damage might vary. Sometimes, you’ll file against your equipment breakdown coverage. In other cases, you’ll use your possessions or contents coverage. READ MORE >>
Tuesday, April 2, 2019One of the most important assets in your restaurant is your food. You have to serve it to keep the business open. You have to serve it safely to keep customers happy. So, if the food goes bad, what can you do to protect yourself and others? There is insurance available, called food spoilage coverage. READ MORE >>
Thursday, March 14, 2019While your restaurant might have general liability insurance, it won’t cover everything. That’s particularly true when it comes to liquor liabilities. Even so, clients that consume your alcohol pose a risk to themselves, others and the business. You will therefore benefit from enrolling in liquor liability insurance. READ MORE >>
Wednesday, February 6, 2019Restaurants usually limit access to the back of the house. The kitchen, freezers and storage rooms likely contain a lot of potentially-harmful hazards. Only authorized staff should enter these areas. However, they will face risks of harm, too, even in seemingly-normal situations. What are some of these? READ MORE >>
Monday, January 14, 2019Most dining establishments serve alcoholic beverages in some shape or form. Some might only offer wine and beer. However, others offer specialty cocktails and unique services which involve high-grade, expensive liquors. Still, regardless of the monetary value of your liquor itself, you have to protect it. READ MORE >>
Tuesday, December 11, 2018You never want to face a liability lawsuit because someone got hurt when visiting your restaurant. You might think you face the largest liability threat from problems with your food. However, don’t forget that other problems could beckon. Among the most prevalent is likely the risk of a slip and fall by a patron. READ MORE >>
Tuesday, December 4, 2018Getting hurt on the job is something no one wants to face. And if that injury is a burn, then the pain, suffering and recovery costs might prove devastating. So, if you get burned at work, will your company's workers’ compensation cover you? On-the-job burns can happen to anyone, even those who least expect it. READ MORE >>
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