Wednesday, December 26, 2018As a business owner, you endeavor to serve your customers professionally. Still, you can’t forego the risk of an accident impacting one of them during the course of business. And when harm occurs to customers, it often comes back to bite the business. What can you do to protect yourself when accidents happen? READ MORE >>
Tuesday, December 18, 2018Let’s say you come into work to find that hackers have struck your computers. They have stolen customer credit card data. This is a major exposure of private information, and your company must respond. Yet, when you turn to your liability insurance, you find that you don’t have coverage. READ MORE >>
Tuesday, December 11, 2018You never want to face a liability lawsuit because someone got hurt when visiting your restaurant. You might think you face the largest liability threat from problems with your food. However, don’t forget that other problems could beckon. Among the most prevalent is likely the risk of a slip and fall by a patron. READ MORE >>
Tuesday, December 4, 2018Getting hurt on the job is something no one wants to face. And if that injury is a burn, then the pain, suffering and recovery costs might prove devastating. So, if you get burned at work, will your company's workers’ compensation cover you? On-the-job burns can happen to anyone, even those who least expect it. READ MORE >>
Tuesday, November 27, 2018You buy commercial auto insurance to protect your business’s investment in a vehicle. Rather than letting your profits pay for losses, let your policy pay instead. Having coverage is a great way to minimize how much you pay for vehicle damage. Still, you might still face residual costs. READ MORE >>
Tuesday, November 20, 2018You might not think of your restaurant as a target for thieves, as opposed to places like banks or stores. Think again. The convenience of restaurants often puts them at risk. How can you recover from such accidents? Will your insurance provide assistance? More importantly, how can you avoid theft in the first place? READ MORE >>
Tuesday, November 13, 2018If you are a photographer, you’ll work closely with customers to create the pictures they want. Sometimes, you’ll take portraits. In other cases, you’ll photograph inanimate objects. Your clients will expect you to do your job correctly. READ MORE >>
Tuesday, November 6, 2018If your business gets damaged, you’ll want to repair it. If you have a business owners policy, namely property insurance, you’ll probably have help. However, just because you have coverage, don’t expect your plan to pay 100 percent of the bill. You’ll probably have to pay a deductible before your plan kicks in. READ MORE >>
Tuesday, October 23, 2018You expect commercial insurance to help pay for repairs related to business damage. The problem is, though, that many repairs take time. That’s a financial risk as well. What can you do during times of repairs or closure to keep the business on solid ground? READ MORE >>
Tuesday, October 16, 2018The meat in your restaurant is a costly and sensitive commodity. If you don’t handle it correctly, you might not be able to serve it, and thus cost the business money. If you serve bad meat, you run the risk of harming customers, and that’s a liability risk itself. READ MORE >>
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