Wednesday, July 8, 2020For insurance, most small business owners choose to invest in a business owners policy, also called a BOP. It helps them easily optimize their commercial insurance. BOPs usually contain several types of insurance, among them property coverage. This is important coverage because of how it can protect your assets and possession when damaging accidents occur. READ MORE >>
Saturday, May 9, 2020 Car insurance can be confusing enough on its own, but this is even truer when you drag business into it. Commercial auto insurance provides a lot of the same coverages as personal auto insurance but is used primarily for vehicles owned or used by a business. READ MORE >>
Monday, January 27, 2020Few things are more confusing than insurance. When searching for the perfect policy for your business, it’s easy to fall into a lot of traps and pitfalls. Instead of getting frustrated and signing onto a policy that may not provide the right amount of coverage, it’s important to understand what business insurance offers and what coverage you need. READ MORE >>
Thursday, January 23, 2020Say you drive a lot for your work. Your company has commercial auto insurance for work vehicles, so do you even need personal car insurance? In short, yes. You still need personal car insurance. Commercial car insurance provides a limited amount of insurance that only covers vehicles owned by the company. READ MORE >>
Monday, December 30, 2019Restaurants face a lot of risks when it comes to liability. Serving food and alcohol presents danger in many ways, from food poisoning to drunk drivers causing an accident. That’s why it’s so important for restaurants to have the right insurance. But do bartenders also need insurance? READ MORE >>
Monday, November 18, 2019Your business insurance policy may cover stolen cash up to a certain limit, but on a basic policy, these limits are generally not going to be very high. This is for a number of reasons, but two above all: Moral hazard. That is, it's far too easy for someone to steal cash from their own register and file a false claim. READ MORE >>
Monday, November 18, 2019Yes, business insurance cover a lawsuit. In fact, it’s one of the main reasons this coverage is so essential. Even businesses that are all-digital require business insurance — simply because of the liability concerns that arise when you're running a company. However, your insurance might not cover all lawsuits. READ MORE >>
Friday, October 25, 2019 READ MORE >>
Monday, October 14, 2019When insuring your business, you need to be able to respond in case you make mistakes that harm other people, like your clients, visitors or other third parties. To achieve that level of protection, you will at least need general liability insurance, in addition to various other liability policies. READ MORE >>
Monday, September 23, 2019You probably carry workers’ compensation because it’s important to protect your employees. You likely also have a number of safety procedures in place to help prevent employee accidents from occurring in the business. However, not all businesses have all employees onsite at all times. READ MORE >>
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