Thursday, May 21, 2020 Most small businesses operate under a business owners policy (BOP) in regards to insurance since it bundles several coverages for a more affordable price. There is often confusion about what a BOP includes, however. At its most basic, a business owners policy covers: READ MORE >>
Saturday, May 9, 2020 Car insurance can be confusing enough on its own, but this is even truer when you drag business into it. Commercial auto insurance provides a lot of the same coverages as personal auto insurance but is used primarily for vehicles owned or used by a business. READ MORE >>
Monday, April 20, 2020Workers compensation has many facets that provide compensation for employees injured on the job. One of these facets is wage replacement, which compensates the employee for wages lost while they are unable to work due to the work-related injury. Unfortunately, the amount the employee receives is generally not a full paycheck. READ MORE >>
Tuesday, April 7, 2020Restaurants face a various amount of risks, both inside and out. Liability is a huge issue when it comes to restaurants, as slips, falls and burns are not only likely, but common. Some of the most dangerous threats facing restaurants may come from the outside, however. READ MORE >>
Tuesday, March 17, 2020With nearly everything held online these days, cyber attacks have become one of the biggest fears of companies in charge of sensitive information. Ransomware is a malicious software that can block access to certain information. Hackers typically use this software to hold computer systems and data hostage until a certain amount of money is paid. READ MORE >>
Monday, March 2, 2020A business owners policy (BOP) is designed to help small business owners save money, but it’s not always cheap. While you save more by bundling, there may be factors affecting the cost of your BOP that you aren’t even aware of. READ MORE >>
Wednesday, February 26, 2020Accidents happen all the time in restaurants. The floors are slippery from spilled drinks or food, and if not picked up in time, it could cause a bad injury. It’s crucial to take precautions when it comes to restaurant safety, but even those precautions aren’t always able to prevent an accident. READ MORE >>
Wednesday, February 26, 2020General liability is an important insurance that every business, large or small, needs for protection. This insurance provides compensation for bodily injury and property damage and can even help with legal expenses if a victim decides to sue the company for either of these incidents. READ MORE >>
Monday, January 27, 2020Few things are more confusing than insurance. When searching for the perfect policy for your business, it’s easy to fall into a lot of traps and pitfalls. Instead of getting frustrated and signing onto a policy that may not provide the right amount of coverage, it’s important to understand what business insurance offers and what coverage you need. READ MORE >>
Thursday, January 23, 2020Say you drive a lot for your work. Your company has commercial auto insurance for work vehicles, so do you even need personal car insurance? In short, yes. You still need personal car insurance. Commercial car insurance provides a limited amount of insurance that only covers vehicles owned by the company. READ MORE >>
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